Image

Highlights

  • No Out-of-Pocket Costs

  • No Travel

  • No Waiting Rooms

  • No Appointments

  • Customized for your needs



Contact Us

Tailored Solutions

The mission of Health Karma is to enhance the health and wellbeing of our clients. And we believe in the power of customization, which is why we prioritize crafting 1st Moment solutions that put you in control. We empower you to specifically design a program which meets the unique needs and desires of your organization, ensuring a truly personalized approach. With Health Karma, the path to optimal health and well-being is yours to define.


Available customized solutions:

Workers 1st Call - Distracted & Injured Employees

This 1st Moment solution is a groundbreaking, unique pre-claim, pre-emptive, pro-active solution which combines physical and mental health to transform how companies prevent, manage, and mitigate injuries and claims, resulting in significant savings and improved workplace safety.

Mitigate Reduce Work-related incidents, claims and costs by 40%”

  • 24/7 immediate telephone access to US-based Registered Nurses for injury triage
  • RN immediately manages the injury, determines best level of care as 70% of injuries are minor and don't need clinical intervention, which results in work comp claims
  • Immediate support and coaching for frontline managers and supervisors from a clinician to identify & assist “at-risk” employees before a disruption in the workplace
  • 100% pre-claim guards against overutilization, unnecessary case management, other services

Minimize distractions causing injuries

  • Distractions are the leading causes of on-the-job incidents and accidents
  • According to OSHA, human error causes 80-90% of injuries, from lack of focus and compounded by smartphones
  • Prevent distractions with 24/7 immediate telephonic access to Masters level behavioral health clinicians to help employees focus on the job

Manage the initial injury and reports… pre-claim, pre-emptive, pro-active

  • Immediate access to our Registered Nurses reduces the liability of supervisors making medical decisions and their taking employees' statement for the FROI
  • RN immediately completes and distributes FROI, Incident Report, Provider Notice, OSHA log
  • All calls are recorded and available to the client to protect against fraud

AI-Driven Platform:

Our platform is a dedicated toll-free phone number which is embedded in our AI-driven engagement platform.

Responders 1st Call - First Responders, Healthcare, Security, Military

This comprehensive 1st Moment solution is specifically tailored to meet the unique needs of First Responders, Healthcare, Security, Active Military, Veterans, and others, ensuring that they receive the mental health support they deserve.

We are dedicated to "Busting the Stigma" surrounding mental health by providing confidential, informal, and anonymous in-the-moment access to Masters level Behavioral Health Clinicians 24/7/365.

What’s Included:

Trauma Helpline for all Responders

  • Talk in-the-moment to experienced clinicians well-versed in working with Responders and trauma response to guide and support to compartmentalizing trauma, relieving stress, and regaining a sense of wholeness.
  • All communication is anonymous and protected as medical provider-patient privileged communication, creating a safe space for Responders to seek help.

Behavioral Risk Mitigation for Command Staff, Peer Support, Wellness teams, HR

  • In-the-moment support to quickly identify and deploy appropriate resources for "at-risk" employees, including guidance, coaching, and intervention strategies.
  • Empower supervisors and managers with the tools to ensure a safe work environment, be proactive, and maintain department performance and safety.

Behavioral Health Support for the Family

  • Break the stigma and support families of Responders with in-the-moment confidential and anonymous access to behavioral health clinicians.
  • Support is available for children over 13 with consent from parent/guardian.

AI-Driven Platform:

Our platform is a dedicated toll-free phone number which is embedded in our AI-driven engagement platform.

Students 1st Call - Students, Faculty, Staff

Experience the power of in-the-moment support with 1st Moment access to Masters level behavioral health clinicians, providing confidential assistance for depression, stress, sleep issues, addiction, relationship problems, anxiety, grief, and more.

Through our evidence-based assessments and expert-led consultations, we guide students toward a well-defined path to mental and emotional health and well-being.

1st Moment also supports Faculty and Staff to help them cope with their own mental health issues and receive direction from Masters level Behavioral Health clinicians as how to support and address students in need.

Immediate In-the-Moment Masters level Behavioral Health consultations:

  • 24/7/365 immediate in-the-moment consultations with no need for a call-back or to schedule a consultation.
  • Consultations available for children under 18 when the parent initiates the call. The parent is included in all care coordination and case management.
  • Secure and Confidential, HIPAA compliant consultations and therapy sessions either by phone or video.

Ongoing Virtual Scheduled Sessions:

  • For ongoing or extended support, including follow-up sessions with the same therapist, consider our continuous virtual therapy.
  • Connect with licensed mental health professionals via phone or video for the lasting assistance you require.
  • Book 30-minute therapy sessions 7 days a week, 7am-10pm Eastern Time.

Crisis Intervention Protocol:

  • Any caller requesting emergency services or who is assessed as having an emergent need receives immediate emergency support.
  • The Masters level clinician works to stabilize the individual, confirms the person is safe, and coordinates a follow-up, virtual face-to-face intervention that same day unless medical attention is required.
  • If necessary, the clinician will coordinate and facilitate placement for treatment based on available medical benefits or insurance.

Medical benefit coordination

  • If additional long-term therapy is necessary, we provide a referral and coordination of benefits with on-campus counseling, health insurance, and other resources, when required

AI-Driven Platform

  • Our platform is a dedicated toll-free phone number which is embedded in our AI-driven engagement platform

Immediate evaluations and discussions with expert behavioral health specialists.

Getting help with your emotional health can be difficult. provides on-demand service, wherever you call from by connecting you with a Master’s level clinician. Get help with concerns like anxiety, stress, depression, addiction, and any other life/work balance or emotional health issue. Immediate evaluations and discussions with expert behavioral health specialists.

Whats Included:

  • 24/7/365 immediate in-the-moment consultations with master’s level behavioral health clinicians with no need for a call-back or to schedule a consultation.
  • Consultations for children under age of 18 when the parent initiates the call. The parent is included in all care coordination and case management.
  • Secure and Confidential, HIPAA compliant consultations and therapy sessions either by phone or video.
  • Access either in-the-moment or scheduled sessions with $0 Co-pays and no deductible.
  • $0 co-pay virtual sessions with a licensed Therapist for extended assistance.

    For ongoing or extended support, including follow-up sessions with the same therapist, consider our continuous virtual therapy. With $0 Co-pay appointments, connect with licensed mental health professionals via phone or video for the lasting assistance you require.

    Whats included:

  • Book therapy sessions 7 days a week, 7am-10pm Eastern Time.
  • 30-minute sessions with your therapist.
  • Available in English and Spanish.
  • No financial obstacles with $0 out of pocket costs.
  • Connect via phone or secure video chat.
  • Note: Must be combined with Virtual Behavioral Health Consultations.

    Virtual Consultations with a psychiatric practitioner at a discounted fee to access and prescribe appropriate medication with appointments made in a matter of days, not weeks!

    Note: Must be combined with On-going Virtual Therapy Sessions.

    Virtual consultations with the same primary care doctor to discuss pressing health concerns, ongoing care, including an annual wellness check-up. Choose a 1st Moment MD licensed in your state for consistent follow-up visits.

    Highlights:

  • Handle chronic conditions (like asthma and diabetes) with continuous treatment plans.
  • Get necessary prescriptions as part of your treatment.
  • Schedule appointments via phone, computer, or tablet from anywhere convenient.
  • No payment required during appointments; membership covers all visits.
  • Request and secure appointments within 24 hours if needed.
  • Enjoy a free annual wellness visit including a metabolic panel.
  • Primary care accessible from age 2 upwards.
  • When a medical urgency strikes, receive instant medical advice 24/7/365, diagnoses, and prescription medications from an MD.

    What's Included:

  • All consultations are included in your membership.
  • Virtual visits can be done by phone call or video call.
  • Virtual Urgent Care physicians will prescribe non-narcotic medications like antibiotics and antihistamines and may prescribe one refill of a current medication you are taking.
  • If the providers feel it's necessary, they may recommend you to schedule a follow-up appointment with your primary care doctor so that they can help you manage your full recovery.

  • Some examples of illnesses that can be treated with Virtual Urgent Care are:

  • Allergies
  • Stomach flu, vomiting, and diarrhea
  • Respiratory infections
  • And many more!
  • Family Records Vault is your trusted partner in safeguarding life's most critical documents. Our platform provides a secure digital repository where you can store essential records, cherished memories, and vital information all in one place. From birth certificates and insurance policies to family photos and treasured letters, our user-friendly interface ensures easy organization and retrieval whenever you need it. With Family Records Vault, you can have peace of mind knowing that your family's important documents and memories are protected for generations to come. Start preserving your legacy today.

    Elevate your well-being with Startdate Self-Care software. Our platform empowers you to prioritize your mental and emotional health with personalized tools and resources. From guided mindfulness exercises to goal tracking and self-reflection, Startdate Self-Care provides a holistic approach to self-improvement. Take control of your wellness journey and embrace a healthier, more balanced life with Startdate Self-Care software.

    Save between 60% and 80% using the 1st Moment Rx pharmacy discount card at more than 65,000 pharmacies across the nation.

    Whats Included:

  • With our discount card, you can get discounts of 60% on average and in some cases, 80% or more!
  • Find specific prescriptions at pharmacies near you and compare discounted prices between them.
  • Works for prescribed and over-the-counter medications. Prescribed medication will require the doctor to send an order to the pharmacy.
  • Prescribed medication will require the doctor to send an order to the pharmacy.
  • No paperwork is needed to get your savings.
  • No limits on usage.
  • Health Karma Has Partnered With Savvos to Provide The Largest Cash Pay Marketplace.

    A smarter way to find a great price, schedule care, and simplify payment.

    Savvos created the nation's largest marketplace of affordable cash prices for shoppable medical care, including imaging, outpatient surgery, labs, and more.

    Control the conversation about YOUR health! Connect with affordable providers, approve the cost before receiving care, and pay less out of your pocket.

    Announcing Benefit Hub. Brought to you by Health Karma to offer your employees or members with lifestyle benefits and discounts.

    Discover the Ultimate Employee Discount Programs.

    With the largest employee discount program in the world, see how your employees can save over $5,328 annually on deals from thousands of leading brands. It’s like a 7.9% raise!

    You can call or chat with a veterinary telehealth specialist from wherever you are, 24 hours a day, 7 days a week.

    We're always open and always here to help.

    We employ veterinary technicians in the U.S and serve more than 6 million pets worldwide.

    When you talk to us, you get a team of experts to help with whatever issue your pet may be having. We help you make the best decision on what to do next for your pet.

    Connect with us today, we are your bridge to happier and healthier pets!

    Gain access to value-added programs that can save you money every time you use vision care providers, hearing care specialists, prepaid lab tests, prepaid imaging tests, patient advocacy services and more.

    Dental - Saving an average of 20% to 50% off of dental fees can really put a smile on your face. Receive discounts on cleanings, x-rays, fillings, orthodontics, surgery and more.

    Medical - With no monthly membership fees, you can receive immediate discounts from over 410,000 nationwide physician offices and over 45,000 healthcare service providers.

    Vision - Over 10,500 participating optical centers nationwide, members can save up to 50%. Major chains include Lenscrafters, JC Penney, Sears, Pearle Vision and more.